Attention:

Trust Deed Investors

We consider a wide range of properties when providing loans. These include single-family homes, apartment buildings, vacant land, development projects, industrial buildings, housing tracts, construction and entitlement loans. When investing detailed information on the borrowers and all aspects of the properties will be provided to you for review and consideration.

EFS offers whole or fractionalized interests in individual Notes and Deeds of Trust. In these investments you would own an undivided interest (either a partial or whole interest) in a specific property, with the note describing the terms of repayment by the borrower and the Deed of Trust providing the security.

Rate of Return

Flexible

Your rate of return depends on which of the investment options you choose, particularly in the case of a whole or fractionalized investment where the terms vary according to the property-specific trust deed. The length of the loan term, the “lien priority”, the timeliness of the borrower’s payments and other factors may also affect your yield. We can determine and find the type that best fits your investment needs and goals.

Secured

by Protective Equity

Most of our Notes and Trust Deeds we lend on, are based on a maximum of 65% loan to value. These are based on a current appraisal, comparable sales data and/or broker price opinions. This assures our investors have plenty of protective equity in place ensuring the security of their investment. A title report is provided for the investors review so their loan position is clear. The Deed of Trust is recorded in the county of the subject property.